ALERT

We have recently learned from reliable sources that the major banks and their affiliates have increased their IT staff to monitor posts on this and similar websites set up to disseminate helpful foreclosure information for homeowners in distress.  Let it be known that we will not be deterred in our efforts to help homeowners across the land.  We are not afraid.  We are strong.  We are one.

THE NATIONAL WAMU HOMEOWNERS GROUP

Welcome to the site.  Please read  our disclaimer then scroll down the page where you will find useful Blogs and other information that is posted by our members.  We hope this site will be helpful to you and that you will become an active member and contributor.

ABOUT US

The National WAMU Homeowners Support Group is comprised of WAMU borrowers across America who have come together to support one another in achieving a workable, sustainable solution to the foreclosure crises. We are not attorneys.  We do not give legal advise. We share information as unpaid volunteers who assist one another in service to a greater good.  We organize and participate in community events.  We demonstrate.  We write letters.  We blog. We solicit the support of our legislators, attorneys general, and community leaders. We share information and offer support as a collective group of WAMU borrowers facing these challenging times. We do not advocate or advise anyone to stop making his/her mortgage payments.  Always consult with your own legal counsel and/or financial advisers before taking such steps. Our goal is to save our homes and our communities, and in the process respect one another and do no harm.  Contact Cofounders Rob Harrington or Rena (3doggm) for further details.

 

DISCLAIMER

ACCEPTANCE OF OUR TERMS:
By visiting the website The National WAMU Homeowners Support Group, viewing, accessing or otherwise using any of the services or information created, collected, compiled or submitted to The National WAMU Homeowners Support Group, you agree to be bound by the following Terms and Conditions of Service. The National WAMU Homeowners Support Group does not necessarily share the opinions of those who post information on this site. Any information that is detrimental, defamatory, offensive, or retaliatory in nature cannot and will not be tolerated. Do not post anything that could personally, professionally, financially or legally put another person in jeopardy. Do no harm. Any postings that may jeopardize or harm another will be immediately removed from this site. Failure to comply will result in the removal of the posting and immediate ejection from use of this site. If you do not want to be bound by our Terms your only option is not to visit, view,post, share our information, or otherwise use the services of The National WAMU Homeowners Support Group. You understand, agree and acknowledge that these Terms constitute a legally binding agreement between you and The National WAMU Homeowners Support Group and that your use of The National WAMU Homeowners Support Group shall indicate your conclusive acceptance of this agreement.

NO WARRANTIES
This website is provided “as is” without any representations or warranties, express or implied. The National WAMU Homeowners Support Group makes no representations or warranties in relation to this website or the information and materials provided on this website. You understand and agree that your use of The National WAMU Homeowners Support Group is entirely at your own risk and that our services are provided "As Is" and "As Available."
We are not attorneys and do not offer legal advise. Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, property or financial matter, you should consult an attorney or other appropriate professional. The National WAMU Homeowners Support Group does not make any express or implied warranties, endorsements or representations whatsoever as to the operation of The National WAMU Homeowners Support Group website, information or content. Without prejudice to the generality of the foregoing paragraph, The National WAMU Homeowner’s Support Group does not warrant that this website will be constantly available, or available at all; or the information on this website is complete, true, accurate or non-misleading.

Limitations of Liability
The National WAMU Homeowners Support Group, its founders, members or users will not be liable to you whether under the law of contact, the law of torts or otherwise in relation to the contents of, or use of, or otherwise in connection with, this website:
* to the extent that the website is provided free-of-charge, for any direct loss;
* for any indirect, special or consequential loss; or
* for any business or personal losses, loss of home or real property, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

External Content

The National WAMU Homeowners Support Group may include hyperlinks to third-party content, advertising or websites. You acknowledge and agree that The National WAMU Homeowners Support Group is not responsible for and does not endorse any advertising, products or resource available from such resources or websites.

Commercial Solicitations
Commercial solicitations are not permitted through this website without the expressed advance permission of the site's administrators.

Reasonableness
By using this website, you agree that the rules of use of this website and exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this website.

Changes to the Terms
The National WAMU Homeowners Support Group reserves the right to modify these Terms from time to time at our sole discretion and without any notice. Changes to our Terms become effective on the date they are posted and your continued use of The National WAMU Homeowners Support Group after any changes to Terms will signify your agreement to be bound by them.
 

******************************************************************************

WHEN USING THIS SITE, PLEASE RESPECT ONE ANOTHER'S CHOICES.

WHAT IS BEST FOR YOU MAY NOT BE BEST FOR SOMEONE ELSE.

DO NO HARM. 

FAILURE TO COMPLY WILL RESULT IN EJECTION FROM THIS SITE.

 

1.  Do not post any personal emails, letters, or other correspondence without the express permission of the author of said correspondence.

2. Do not post anything that could personally, professionally, financially or legal put another person in jeopardy. 

3. To manage your situation put your files in order and up-to-date.  Obtain certified copies of all recorded documents pertinent to your property.  Prepare a timeline that recites an accurate picture of your situation. Document every communication.  Scan your documents, notes, correspondence etc into pdf files for easy transmittal to your attorney.  NEVER GIVE YOUR ORIGINALS TO ANYONE. Become well informed about all aspects of your case. 

4.   Members cannot give legal advise; it is illegal to practice law without a license. If a member seeks your help withi legal issues, suggest questions to ask of a reputable, qualified attorney who can provide right answers to and for that person. Avoid answering direct questions about anyone else's case -- do not offer legal advise or recommendations. Do not compare your own case to those of others. Be kind.  Be supportive.  Be compassionate. Be prudent. Do no harm.
5.  NEVER advise anyone to stop making mortgage payments. Suggest that the homeowner consult with an attorney or financial adviser to determine what is in their best interests.
6.  Never suggest any solution other than legal means to solve a problem. When in doubt, refer to a core leadership member for advice.
7.  Before entering into self-representation (Pro se) fully research the pros and cons on the foreclosure defense websites and requirements for successful litigation.  Consider hiring a competent foreclosure defense attorney. Do your own due diligence to find an ethical  good, respected attorney who will represent your best interests with competence, diligence and care. Beware of law firms who accept money for loan modifications as state regulators are alert to loan modification scams.

8.  Become an active participant in your research team. You can save money and be a partner in your litigation.  Check out the research available through this web site and others which is a benefit of membership for which no fee is charged.

9.   Pay it forward.  Volunteer outreach and research time as a member of our group.  As volunteers we never charge dues/fees for our help.

10.  If you cannot afford legal representation, consider pro bono help through your State Bar, or local legal aid offices.  Consider volunteering at an attorney's office to do filing, intake, or even scrubbing toilets -- whatever it takes to get legal help.  Be strong.  Be brave. Be active in saving your homes.

11. Reach out to those who may be losing their way or their homes. So often a few kind words can turn things around. Things may look differently tomorrow as daily we see positive changes taking place.

12.  Do not interfere in the legal rights of others.  What is right for you may not be right for another. Be protective and supportive of those who come forward to assist us.  Sometimes silence is truly golden.

 ATTORNEYS

Members have compiled a list of foreclosure defense attorneys  that upon request we will provide to you; these attorneys have been recommended by others in the legal industry. ALWAYS do your own due diligence before hiring any attorney or adviser to represent you.

Discovery for fraudulent, unfair or deceptive  lending, underwriting, appraisal, escrow and notary practices can take up to one or two years.  Some attorneys require on average twenty hours per week of legal work from the beginning to end of  pretrial discovery. During this time, was a fair settlement offered to avoid litigation?  What constitutes a fair settlement Does it consist of a principal reduction or a temporary modification leading potentially to another foreclosure?

QUESTIONS TO CONSIDER WHEN HIRING AN ATTORNEY:

Does the attorney have specialized foreclosure defense training

through a State Bar?

Is the attorney a believer in the truth about Wall Street athat led to the mortgage crises?

Is the attorney honest, ethical, moral, forthcoming, and hard-working?

Is the attorney willing to offer a reasonable payment plan for legal fees and services consisting of a small down-payment and small monthly payments of not more $4000 to $6000 which could vary by state to state, to include a forensic loan audit both through the scope of discovery?

Is it cheaper to litigate than to rent?

 

The banks and their representatives will try to expose any weakness, real or imaginary.  Do your due diligence.  Exercise caution. Be smart, be strong. Be diligent.  Never give up or give in.

We can and will prevail.

US Code: Title 18, 1583 

Enticement to slavery by ordering the undersigned to present himself as a United States citizen/person/ subject falsely and against his will, tampering with a witness,  concealing a material fact, falsifying a record, obstruction of justice, scheming to defraud by deprivation of services, perjury of oath, subornation of perjury, theft within the special maritime jurisdiction, misprision of felony and treason, fraud, conspiracy, racketeering, and plunder.